To obtain credit reports, you must be a member of CINCB. Simply review and sign our member agreement.
To be able to get access to credit reports, you need to ensure that your credit application includes a clause that gives you permission to seek a credit report on your customer.
Most members obtain permission via their credit application by including a clause similar to the one below:
“I hereby with my signature on this application do grant permission to you to verify this proposed credit application for accuracy and completeness.
Further, I grant my permission to you to seek, obtain, and divulge any information regarding my credit history and credit account details or proposed dealings with you to or from any credit reporting bureau, any financial institution, my employer, or any other person in connection with any of my credit dealings with you; and I give same data controllers permission to divulge my information to you or any credit bureau.
I further understand that this credit information may be used to create and maintain a credit report file on my credit history and credit account details with any Cayman Islands credit reporting bureau, which may periodically receive credit updates from other financial institutions or creditors whom have extended credit to me.”
If you do not obtain permission from your customer, you will not be able to obtain a credit report from CINCB. This is necessary in order to comply with the Cayman Islands Confidential (Preservation) Law.
Once you are a member of CINCB and have obtained permission, simply request a credit report from CINCB by email at info@CINCB.ky or by fax 345-949-3729.